when you need
to borrow millions
you need
to see a specialist
retail banks
can't compete
3.25%*
typical LIBOR index
means great rates
all
jumbo loans
that's all we do
100%
financing w/ pledged assets
means no down payment
means no capital gains
#1
jumbo & super jumbo lender
#1
jumbo & super jumbo lender
from wall street to your street
volume
Over $6 Billion in Total Loan Volume
Originated over the past 24 months
jumbo is our specialty
$1 Million to $50 Million Mortgages
Refinance, Purchase & Jumbo Construction
Luxury & Vacation Homes, Condo Hotels
bespoke private bank financing
Relationships with the world's leading private banks, institutional & hedge fund investors allows you to obtain financing tailored for high net worth individuals
tired of high jumbo loan rates?
Our Super Jumbo ARM loans are exceptionally well priced, especially in today's market. *rate current as of 11/11/2007. Index subject to change daily.
$1MM to $50MM Mortgage Specialists
the only lending group specialized in financing high net worth individuals. 100% of our private client group lending is in jumbo & multi million dollar loans
pledged asset mortgages to 100% LTV
avoid capital gains taxes, big down payments & PMI by using stocks, bonds & investments as collateral.
you control the assets & continue to book the gains.
direct to consumer only
We work with luxury home owners, developers, builders, financial managers & real estate brokers. We do NOT pay YSP/Points to mortgage brokers, referral only.
high liquid net worth only
Our programs are designed for individuals w/ substantial liquid assets in cash, stocks, bonds & ETFs, etc. (minimum liquidity of 65% of loan amount required)
best kept secret
we are a company which is founded on the precepts of absolute client confidentiality, and we go to great lengths to ensure your privacy from end to end
aggressive full documentation lending
refinance & cash out more money than you thought possible, or purchase property with less money down.
we routinely beat banks by 10% or more loan to value
flexible no verfification / stated loans
take advantage of your substantial liquid assets to qualify for up to 80% financing w/ no income verification (Loans over $2MM must verify liquid assets, 70% max)
resourceful
complex transactions that your bank won't entertain are our bread & butter. Pledge liquid assets, vest title in a corporation / LLC, or manage assets in trust
integrated
our highly qualified private client team works closely with your team of managers, accountants, attorneys & family offices to ensure a smooth transaction
self employed? OK!
unlike retail banks, we excel in financing business owners, CEOs, executives, artists, entertainers, traders & independent contractors from all walks of life
doctors & medical professionals
specializing in handling deferred student loan issues for members of the medical profession. private practice OK. MD / DO required.
professional athletes
we serve as financier to many of the highest profile athletes in America across the NFL, NBA, WNBA, MLB, NHL & MLS, in total confidentiality. Managers welcome
passive income
whether you are the beneficiary of a trust fund or derive income from investment or retirement accounts, we have tax efficient loans designed for passive earners
luxury homes
we can accomodate unique properties on acreage, or with fewer comparable sales, or with one-of-a-kind features and we do it with aplomb
second homes & rental property
buy or refinance your vacation home or investment property and enjoy industry-leading loan to value ratios and efficient cash flow payment options
the best hotel condo loans
we offer market leading financing with the lowest down payments for hotel serviced condos & condotels from every leading developer
jumbo construction loans
single closing construction to perm loans, renovation loans or remodeling loans, completion loans & end loans w/1.25% minimum payment options
co-ops & condos
Co-Op & Condo specialty division handles purchase, negative pledge & refinance loans in Manhattan & Metro NYC (not available in NJ)
international investors
Take advantage of excellent exchange rates to buy real estate in the USA. Borrow up to USD$22M. Multilingual foreign national staff & translators.
